To transform the Bank into a modern, dynamic and premier service oriented institution.
“To turnaround the Bank into a leading commercial bank by ensuring transparency, promoting technology, improving quality of human resource, providing premium services to customers, and adding value for all stakeholders.”
Statement Of Ethics And Business Practices:
The code of ethics established by Saudi Pak Commercial Bank Limited sets forth the guiding principles through which we operate and conduct our daily business with our shareholders, customers, vendors and with other group companies. These principles also apply to the officers and employees of the Bank
We operate as customer oriented Bank and serve our customers with the highest standard of skill and service
In dealing with our customers, we comply with legal, statutory and regulatory requirements
We ensure transparency in operations.
We strive to maximize the value for our shareholders and minimize the risk of dilution in the value of shareholders through adequate risk management.
Our staff observes a high standard of integrity and demonstrates befitting conduct and behavior.
In performing their duties, our staff shows sense of responsibility and team spirit. Concerted efforts are made to promote congenial corporate culture in the Bank.
We conduct the credit operations under clearly spelt out policies and procedures and review the policies and procedures periodically to suit changing conditions. Our credit operations are transparent and the credit decisions are made with prudence.
We keep adequate provisioning against doubtful loans as per State Bank of Pakistan guidelines and ensure that the internal controls are in place and are observed in right earnest.
We have designed and placed a proper system to identigy, measure and control the material risks.
We recognize our wider social responsibility in terms of the contribution we can make to the well being of the communities in which we operate.
We do not make donations to or extend any financing to or take any exposure towards any political parties.
We attach great importance to safeguarding the confidentiality of data concerning the its customers and other business relationships.
We do not disclose information about our customers to third parties without the customer’s consent unless there is a clear legal or regulatory obligation to do so.